Consulting And Title Services


CONSULTING AND TITLE SERVICES
Program Development

Rely upon the experts to partner with you on developing a construction program that will stand the test of time.

Why it matters?
Why it matters?

Construction lending is not for the weak-hearted. Developing prudent risk management policies that align with the economic market conditions takes deep expertise in understanding how to adjust best practices in both the good and bad times.

Title Services
Title Services

Fidelity National Financial® is the leading provider of title insurance and settlement services. Our goal is to provide one seamless solution for both construction title and management services allowing you to close these complex deals quicker.

Why it matters? >
Why it matters?

Title insurance is title insurance, right? Well not on a construction loan. When you combine FNF title and FNFC’s draw management services, we work together to streamline and standardize the process. Close more deals and faster!

Pre-Close


BUILDER VALIDATION
Builder Validation

A review of the Builder’s qualifications to ensure the project is delivered on time, within budget and free of liens.

Why it matters? >
Why it matters?

In most cases, the Builder will receive the lender’s funds to pay subcontractors and suppliers. Why would you trust the builder to manage millions of dollars without performing a due diligence review?

Project Feasibility
Project Feasibility

Cost analysis identifying budget front loading, deficiencies and underwriting concerns.

Why it matters? >
Why it matters?

A bad budget is the #1 reason for a failed construction loan. This is the big hammer in your tool kit…ensuring the project is feasible from a cost perspective and all construction documents are aligned prior to closing the loan.

Post-Close


FUND CONTROL
Fund Control

Nationwide draw disbursement management.

Why it matters? >
Why it matters?

Because you want to avoid the Builder diverting funds to purchase that “First Draw” luxury yacht.

SITE VISIT
Site Visit

Eyes and ears of the project confirming work in place prior to disbursements.

Why it matters? >
Why it matters?

The Builder’s objective is to draw ahead of the lender to cover out of pocket costs. The goal of the Site Visit is to balance completed work with requested funds.

RISK AND DASHBOARD REPORTING
Risk and Dashboard Reporting

Proactive approach to identifying issues and/or delays in advance of a problem developing.

Why it matters? >
Why it matters?

Inactivity, project delays and unbalanced budgets will derail a construction program. Risk management and dashboard reports highlight a problematic project before it becomes a workout.

FNF News

Not Just The Housing Market: Recession Threatens 'Unprecedented' Manufacturing Slowdown Dragging Into Next Year
...hikes, which have already caused a sudden collapse in the formerly red-hot housing market, have fueled an unprecedented slowdown for manufacturers—setting the stage for what could lead to a prolonged...

Mortgage and real estate news this week: A break for homebuyers and higher loan limits in the new year
DreamPictures/ Homebuyers might get a much-needed breather in December as mortgage rates stay relatively quiet, some experts predict. In other news, the government again bumped up the bar on...

Mortgage rate deals for week ending Dec. 3, 2022: Top offers from lenders
...was 5.57 percent, down 44 basis points from the previous week. Mortgage rates are higher than they were a year ago or six months ago, so it remains important to shop around if you want to find...

Home sellers are pulling properties off the market at record pace
...frenzy that prompted bidding wars and drove home prices to record highs, demand has slumped as mortgage rates have soared this year. Although borrowing costs have dipped slightly in recent weeks...

Of course we're worried about a recession — but the US economy remains resilient
...likely have to dip into more of their savings. And while the housing market may be cooling, it’s not crashing. After a very strong 2021, the sector is “readjusting, recalibrating,” Bess Freedman...